Capitec has introduced a great new way to bank on your smartphone. The virtual card is a digital bank card that is accessible through your mobile app. It works pretty much the same as the normal physical card. This is a guide on how to use the Capitec virtual card.
What is the Capitec virtual card?
The Capitec virtual card is a completely digital bank card, it does the same work as a normal physical card but it works a little differently. The card has its own CVV number and other details, you can apply for it right through the new Capitec app.
The virtual card can be used for online shopping and for make QR payments through the major retailers in South Africa. But it’s mainly used for online shopping, it allows you to make online payments without compromising your card details. Some sites might trick unsuspecting people into entering their card details, then use these details to make online transactions.
Benefits of using the Capitec virtual card
The card is completely virtual, this means that you can be able to use it even if you lost your wallet. All you need to do is to make sure that you still have access to the Capitec app. A virtual card can be replaced or obtained in minutes; the process takes longer for a physical card.
The virtual card is treated as a different card altogether, this allows you to set a different limit for the card. It’s important to note that you need to increase the limit on your card before you can do online shopping.
How to activate the Capitec virtual card?
- Select card at the bottom of the screen on the Capitec app.
- Click on “Virtual” on the top right of the screen
- Tap ‘add virtual card’ then complete the activation process.
Conclusion
This was a guide on how to use the Capitec virtual card, do you have any thoughts or questions? Comment below.